Documents to gather
- W-2s, 1099s, and any other income statements.
- Interest and dividend statements (1099-INT, 1099-DIV).
- Records of deductible expenses (charity, medical, education, etc.).
- Proof of estimated tax payments if you made them.
- Prior-year return for reference.
Before you file
- Decide if you're filing yourself or using a preparer.
- Check eligibility for credits (EITC, child tax credit, saver's credit, etc.).
- Confirm correct filing status and dependents.
- Choose direct deposit for refund if you're getting one.
After filing
- Save a copy of your return and supporting docs.
- If you owe, set up a payment plan with the IRS if needed.
- Adjust withholding or estimated payments for next year if you had a big surprise.