Core documents
- Will: who gets what and who cares for minor children.
- Durable power of attorney for finances.
- Healthcare directive (living will) and healthcare proxy.
- Review beneficiaries on retirement accounts and life insurance; they override the will.
When to update
- After marriage, divorce, or birth of a child.
- When moving to a new state.
- When assets or wishes change significantly.
Where to keep them
- Originals in a safe place; tell your executor where they are.
- Copies with your attorney or a trusted person if appropriate.