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Back-to-school budget checklist

Plan spending for the school year without overspending.

Plan ahead

  • Set a total budget for supplies, clothes, and fees.
  • Check school supply lists and sales (tax-free weekends in some states).
  • Reuse what you can (backpack, calculator, binders).

Stick to the list

  • Avoid impulse buys; shop with a list.
  • Compare prices; consider store brands and discount stores.
  • If you have multiple kids, reuse and hand down where possible.

Ongoing costs

  • Budget for lunches, activities, and field trips during the year.
  • Set aside a little each month for unexpected school expenses.

WealthyCalc provides general information only, not financial advice. For advice tailored to your situation, consult a qualified professional.